Privacy Policy

What This Policy Covers

This policy applies to the Life Insurance Carrollton website and to phone conversations that start from it. We work with clients in Carrollton, TX and the surrounding area. The site is informational: it describes coverage types such as term life, whole life and final expense insurance, and it lists a phone number. There are no forms, accounts or online applications here.

What the Website Records on Its Own

Like most websites, ours runs on a server that keeps ordinary logs. A log entry typically holds your IP address, browser type, the page requested, the referring page and the time of the visit. These records help keep the site running and show us when something breaks.

We may also use basic analytics cookies. They count visits and show which pages get read, such as the Services page or Retirement Income Planning, so we can tell which explanations are useful. They are not used to build a profile of you.

What You Share by Phone

When you call, you decide what to tell us. A coverage conversation often involves your age, health history, income, existing policies, mortgage balance or the names of people you want as a beneficiary. We ask for these because they directly change which policy fits and what it costs over its life, not to collect data for its own sake.

How We Use It

Details from a call are used to answer your questions, compare options and prepare a quote you asked for. If you decide to apply, the information goes to the insurance carrier you chose, because underwriting cannot happen without it. We do not sell personal information or pass it to marketers.

Who Else May See It

Our website host and analytics provider process the technical data described above as part of running the site. Beyond that, information is shared only with an insurer you have chosen to apply with, or where the law requires it.

Your Choices

You can block or delete cookies in your browser settings, and the site will still work. You can also call without giving any details until you are ready. If you want to know what we have from a past conversation, or want it corrected, ask us by phone.

Changes and Questions

We may update this policy when the website or our practices change, and the current version will always be posted on this page. For any question about your information, reach us at (972) 449-1955.